Free live class -Replay

Learn How Canadians Are Finding Competitive Rates and Paying Down Their Mortgage Faster.

WHO We HELP

Image

Purchase

Buying as a first-time home buyer or moving to a new property - My advice is built around your short term and long term financial & life goals. We always get you the best mortgage for your situation, not just the best mortgage rate.

Image

Refinance

To get out of debt, you have to understand good vs. bad debt. Brokers throw in car loans just to get paid more in commissions. You didn't get here overnight so we need to stop the bleeding and show you step by step how it's done.

Image

Renewal

So your bank offered you 0.15% lower because you paid them 40% of your income in mortgage payments 90% of which is interest over the last 5 years - Still want to keep running the hamster wheel or is it time for a change? Let's talk!

Image

Rental Purchase

Buying an investment property or building a portfolio? Engage my financial planning experience as a part of your deal structure to purchase under a corporation, tax efficient & mortgage qualification friendly approval.

Image

Commercial

Mixed use, Office & Specific use purchase and refinance deals die on the underwriting table before they ever have a chance to get approved due to poor Deal structure. My experience, contacts and deal structure wins a 100% funding ratio on these transactions.

Image

Development

From land purchase financing to site plan, permits & construction funding - My funded projects range from $2M to $150M in commercial retail/office, CMHC MLI Select, Condo build, Sud-division, mezzanine financing and multi-bank Mortgage Syndication to get you ready for build.

Image

Investments

Cashflow is what you need to run the kingdom & create passive income. Tax efficient hands-off investment that generates consistently stable returns with liquidity, money in your pocket to pay down your mortgage or build wealth at 10-15% APR.

Image

Raising Capital

As an Exempt Market Dealer, we employ the use of private capital for builder projects, real estate investment trusts and mortgage investment firms. Scale faster- Cheaper. From offering memorandum to prospectus, be compliant & Unstoppable.

I AM. I WILL.

TESTIMONIALS

Client Success Stories

This section is dedicated to our clients and their success stories. Our commitment to do everything in our power to deliver, educate you on stability and how to better manage your finances, and create a progress plan for yourself that let's you become mortgage free, faster. 

This opportunity to do better, and help our communities is why we wake up in the morning, get out of bed and go to bat for you every single day, no matter how tough it gets. 

"He beat my bank's renewal by 0.65%"

"They were on the ball. They messaged me all the time. They talked to me. I talked, they answered the phone, which is very rare. answered my question, uh, did what I asked, responded, and, uh, yeah, it was just great." - Frank from Barrie, Ontario

"He funded us when 4 other brokers failed"

"This was a complicated one and I like I've said to Ali multiple times, he went in my opinion above and beyond and was always reachable no matter what time and how I was feeling and there was a lot of ups and downs" - Lisa from Ontario, Ontario

"Saved $16,000 penalty"

"It's been so smooth. I'm kind of expecting something not smooth to happen because you're waiting for something. There's usually a hiccup whenever you're putting together uh business deals of one form or another." - Nathan, Toronto, Ontario

"He Reduced my payment by $665/month"

" It was simple, easy process like you say, explained it quite simply and understandable and and got it done" - Paul from Burnaby, BC

Copyright © 2026 Rateshop Mortgage | All Rights Reserved

This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is not endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.